Scratch

Scratch has transformed loan servicing to empower borrowers with clarity, control, and convenience. Our intuitive platform grants borrowers instant access to their debt information, allowing them to manage and repay loans seamlessly.

With Scratch, borrowers can confidently navigate their financial journey, guided by our dedicated team of Loan Guides. These experts provide empathetic problem-solving and personalized advice, helping borrowers seamlessly integrate their loans into their lives.

Lenders choose Scratch as their preferred loan servicer to drive business growth and innovation. We offer comprehensive servicing solutions for diverse asset classes, including private student loans, personal loans, mortgages, and small business loans. Our customizable features cater to the unique needs of borrowers, ensuring a frictionless experience.

Scratch's expertise extends to the Paycheck Protection Program (PPP), where we provide a dedicated platform to assist small business borrowers with PPP loan forgiveness and servicing. Our platform simplifies these complex processes, ensuring compliance and maximizing loan forgiveness opportunities.